| • | Full time associates working at least 30 hours and eligible dependents |
| • | Effective first of the month following two months of employment |
| • | Medical/Dental/Vision Coverage |
| • | Basic Life Insurance (1.5 x annual earnings, max $225,000) |
| • | Basic Accidental Death and Dismemberment (AD&D) 1 x annual earnings, max $150,000 |
| • | Supplemental Life Insurance (up to 5x eligible annual earnings not to exceed $500,000) |
| • | Dependent Life Insurance |
| • | Voluntary AD&D |
| • | Employee assistance program |